Guidelines

  • Minimum Lives: 25
  • Minimum Specific Deductible: $25,000
  • Minimum Gross Specific Premium is $50,000
  • All Groups Must Have Pre-Cert and Large Case Management in Place
  • Excluded Groups: MEWAs, PEOs, Leasing Firms
  • No Multi-Year Rate Guarantees
  • No Mandatory Lasering at Renewal
  • All Groups Must be Administered by an Approved TPA
  • Maximum Producer Commission is 15%
  • Specific Lifetime Maximum up to $5,000,000